PBA WISE - What is a packaged bank account?
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What is a packaged bank account?


Customers pay a fee for a packaged bank account, and are offered a range of 'inclusive' benefits, such as travel insurance, mobile phone insurance and breakdown cover.

Package bank account fees generally range from £10 - £30 a month (with some accounts charging even higher fees).

The Financial Conduct Authority reported that some banks were offering staff incentives, which encouraged them to mis-sell products, such as bank accounts to customers.


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“Everything was straightforward and extremely well explained to me. I would 100% recommend The Etico Group to anyone who feels they may have been mis-sold a packaged bank account.”

MR C from Wells

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