PBA WISE - Complaints procedure

Complaints Procedure

Complaints may be made in writing, by e-mail, by telephone or in any other form in respect of claims management service that we have provided that is regulated under the Compensation Act 2006.

Please address your complaint to:

The Etico Group,
St. James House
Vicar Lane
S1 2EX

Alternatively, you can call 0800 975 7669 or email us: enquiries@eticogroup.co.uk and we will respond to your complaint as quickly and effectively as possible.

We reserve the right to decline to consider a complaint that is made more than six months after you became aware of the cause of the complaint. There may be instances where we will waive the requirement at our discretion. We will confirm to you in writing if a complaint has been made outside the time limit that we are prepared to consider.

We will send you a written or electronic acknowledgement of a complaint within five business days of receipt, identifying the person that will be handling the complaint for the business. Wherever possible, that person will not have been directly involved in the matter which is the subject of the complaint, and will have authority to settle the complaint.

Within four weeks of receiving the complaint, we will send you either:

  1. A final response which adequately addresses the complaint; or
  2. A holding response, which explains why we are not yet in a position to resolve the complaint and indicates when we will make further contact with you.

Within eight weeks of receiving the complaint we will send you either:

A final response which adequately addresses the complaint; or
A response which:

Explains why we are still not in a position to make a final response, giving reasons for the further delay and indicating when we expect to be able to provide a final response; and informs you that you may refer the handling of the complaint to the Financial Ombudsman Service (FOS) if you are dissatisfied with the delay.

Where we decide that redress is appropriate, we will provide you with fair compensation for any acts or omissions for which we are responsible and will comply with any other offer of redress which you accept. Appropriate redress will not always involve financial redress.

If you are not satisfied with our response, or if a complaint is not resolved after eight weeks, you may refer the complaint to:

Financial Ombudsman Service (FOS)
Exchange Tower
E14 9SR

Tel – 0800 023 4567

Visit - https://www.financial-ombudsman.org.uk/


Please complete this short form to start your potential claim.


“Everything was straightforward and extremely well explained to me. I would 100% recommend The Etico Group to anyone who feels they may have been mis-sold a packaged bank account.”

MR C from Wells


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